Money Transmitter Compliance Services
Compliance Support for Money Transmitters
We help money transmitters meet federal and state requirements by handling registration, licensing, and compliance programs. We take care of the regulatory work so you can focus on serving your users and building your business.
As seen on:
As seen on:
As seen on:
Challenges
Money Transmitter Compliance Comes With Layers of Complexity
Money Transmitter Compliance Comes With Layers of Complexity
Running a money transmission business means dealing with overlapping rules, multiple regulators, and evolving technologies. It’s not just about getting licensed. It’s about staying ahead of constant operational and regulatory demands.
Running a money transmission business means dealing with overlapping rules, multiple regulators, and evolving technologies. It’s not just about getting licensed. It’s about staying ahead of constant operational and regulatory demands.
Every State Has Its Own Rules
Money transmitters must meet licensing rules in every state they operate, with different requirements for applications, bonding, and financial reporting. Missing one detail can result in rejected applications or regulatory pushback.
Every State Has Its Own Rules
Money transmitters must meet licensing rules in every state they operate, with different requirements for applications, bonding, and financial reporting. Missing one detail can result in rejected applications or regulatory pushback.
Every State Has Its Own Rules
Money transmitters must meet licensing rules in every state they operate, with different requirements for applications, bonding, and financial reporting. Missing one detail can result in rejected applications or regulatory pushback.
AML Compliance Is Not One-Size-Fits-All
Federal law requires a full AML program: monitoring, SAR filings, customer due diligence, and training. These programs need to fit your business model and grow as you do.
AML Compliance Is Not One-Size-Fits-All
Federal law requires a full AML program: monitoring, SAR filings, customer due diligence, and training. These programs need to fit your business model and grow as you do.
AML Compliance Is Not One-Size-Fits-All
Federal law requires a full AML program: monitoring, SAR filings, customer due diligence, and training. These programs need to fit your business model and grow as you do.
Fintech Models Attract Extra Scrutiny
If you’re offering crypto services or using third-party agents, regulators want to know how your business operates, who holds responsibility in each step, and how you’re protecting users from risk.
Fintech Models Attract Extra Scrutiny
If you’re offering crypto services or using third-party agents, regulators want to know how your business operates, who holds responsibility in each step, and how you’re protecting users from risk.
Fintech Models Attract Extra Scrutiny
If you’re offering crypto services or using third-party agents, regulators want to know how your business operates, who holds responsibility in each step, and how you’re protecting users from risk.
Regulators
Key Regulators for Money Transmitters
Money transmitters operate under the oversight of multiple federal and state regulators. Understanding the roles of these agencies is crucial for maintaining compliance and avoiding penalties.
Frameworks
Regulatory Frameworks for Money Transmitters
Regulatory Frameworks for Money Transmitters
Operating as a money transmitter involves adhering to various regulatory frameworks that establish standards for anti-money laundering, consumer protection, and data privacy.
Operating as a money transmitter involves adhering to various regulatory frameworks that establish standards for anti-money laundering, consumer protection, and data privacy.
How We Help
Let Us Manage Compliance While You Focus on Growth
01
Assessing Your Compliance Needs
We start by evaluating your business model to identify applicable regulatory requirements and develop a tailored compliance plan.
01
Assessing Your Compliance Needs
We start by evaluating your business model to identify applicable regulatory requirements and develop a tailored compliance plan.
03
Implementing Compliance Programs
We help establish and implement compliance programs, including AML policies and procedures tailored to your operations, so you can focus on building your product.
03
Implementing Compliance Programs
We help establish and implement compliance programs, including AML policies and procedures tailored to your operations, so you can focus on building your product.
04
Ongoing Compliance Management
We provide ongoing support for your daily compliance tasks, such as transaction monitoring, SAR filings, and responding to regulatory inquiries.
04
Ongoing Compliance Management
We provide ongoing support for your daily compliance tasks, such as transaction monitoring, SAR filings, and responding to regulatory inquiries.
Why InnReg
Practical Compliance Solutions for Money Transmitters
InnReg provides targeted compliance services designed for fintech startups and money transmitters. Our team of experienced professionals provides practical compliance solutions, allowing you to focus on innovation and business development.
Decades of Experience
Our team brings together multiple decades of cumulative experience in regulatory compliance and fintech.
Decades of Experience
Our team brings together multiple decades of cumulative experience in regulatory compliance and fintech.
Full-Service Solutions
InnReg can cover your entire compliance journey, from strategic planning to daily operations.
Full-Service Solutions
InnReg can cover your entire compliance journey, from strategic planning to daily operations.
Seamless Integration
InnReg's team integrates into your organization to complement your existing resources and structures.
Seamless Integration
InnReg's team integrates into your organization to complement your existing resources and structures.
Expertise on Your Niche
Work directly with our regulatory specialists, each selected for their unique expertise in your specific niche.
Expertise on Your Niche
Work directly with our regulatory specialists, each selected for their unique expertise in your specific niche.
Worldwide Expertise
With a diverse team around the globe, InnReg supports international firms in navigating multi-jurisdictional landscapes.
Worldwide Expertise
With a diverse team around the globe, InnReg supports international firms in navigating multi-jurisdictional landscapes.
Cost-Effective Services
Compliance outsourcing for financial services firms can provide significant cost savings while promoting innovation.
Cost-Effective Services
Compliance outsourcing for financial services firms can provide significant cost savings while promoting innovation.
Resources
Latest Content
Articles
Downloads
Jun 25, 2025
·
16 min read
Apr 22, 2025
·
16 min read
Feb 28, 2025
·
14 min read
Feb 25, 2025
·
10 min read
Nov 27, 2024
·
17 min read
Articles
Downloads
Jun 25, 2025
·
16 min read
Apr 22, 2025
·
16 min read
Feb 28, 2025
·
14 min read
Feb 25, 2025
·
10 min read
Nov 27, 2024
·
17 min read
FAQ
Your Money Transmitter Compliance Questions Answered
Your Money Transmitter Compliance Questions Answered
What is a money transmitter license?
What is a money transmitter license?
What is a money transmitter license, and who needs one?
What is a money transmitter license, and who needs one?
Do I need a money transmitter license in every state where I operate?
Do I need a money transmitter license in every state where I operate?
What is the process for obtaining a money transmitter license?
What is the process for obtaining a money transmitter license?
How long does it take to obtain a money transmitter license?
How long does it take to obtain a money transmitter license?
What are the ongoing compliance obligations after obtaining a money transmitter license?
What are the ongoing compliance obligations after obtaining a money transmitter license?
Do cryptocurrency businesses need a money transmitter license?
Do cryptocurrency businesses need a money transmitter license?
Are there any exemptions from money transmitter licensing?
Are there any exemptions from money transmitter licensing?
Are there financial requirements to obtain a money transmitter license?
Are there financial requirements to obtain a money transmitter license?
What is the process for renewing a money transmitter license?
What is the process for renewing a money transmitter license?
Get in Touch Today
Get in Touch Today
Who We Serve
Compliance Services
Compliance Consulting
Compliance Operations
Licensing Services
Resources
About InnReg
The content provided on this website is for informational purposes only and does not constitute legal, investment, tax, or other professional advice. InnReg LLC is not a law firm, tax advisor, or regulated financial institution. Viewing this site or contacting InnReg does not create a client relationship. Results described in case studies or testimonials may not be typical and do not guarantee future outcomes. Tools, spreadsheets, or guides available on this site are provided for illustrative purposes only and should not be relied upon without professional guidance. Any links to third-party websites are provided for convenience and do not constitute endorsement or responsibility for their content. The information on this site may not be applicable in all jurisdictions. While we strive to provide accurate content, we make no representations as to its completeness or timeliness. Some visual assets on this site are sourced from Freepik.
Who We Serve
Compliance Services
Compliance Consulting
Compliance Operations
Licensing Services
Resources
About InnReg
The content provided on this website is for informational purposes only and does not constitute legal, investment, tax, or other professional advice. InnReg LLC is not a law firm, tax advisor, or regulated financial institution. Viewing this site or contacting InnReg does not create a client relationship. Results described in case studies or testimonials may not be typical and do not guarantee future outcomes. Tools, spreadsheets, or guides available on this site are provided for illustrative purposes only and should not be relied upon without professional guidance. Any links to third-party websites are provided for convenience and do not constitute endorsement or responsibility for their content. The information on this site may not be applicable in all jurisdictions. While we strive to provide accurate content, we make no representations as to its completeness or timeliness. Some visual assets on this site are sourced from Freepik.
Who We Serve
Compliance Services
Compliance Consulting
Compliance Operations
Licensing Services
Resources
About InnReg
The content provided on this website is for informational purposes only and does not constitute legal, investment, tax, or other professional advice. InnReg LLC is not a law firm, tax advisor, or regulated financial institution. Viewing this site or contacting InnReg does not create a client relationship. Results described in case studies or testimonials may not be typical and do not guarantee future outcomes. Tools, spreadsheets, or guides available on this site are provided for illustrative purposes only and should not be relied upon without professional guidance. Any links to third-party websites are provided for convenience and do not constitute endorsement or responsibility for their content. The information on this site may not be applicable in all jurisdictions. While we strive to provide accurate content, we make no representations as to its completeness or timeliness. Some visual assets on this site are sourced from Freepik.