Bank Compliance Services
Compliance Support for Banks
We work with national and state-chartered banks, neobanks, trust banks, and international banks with US and global operations. From registration and policy design to ongoing compliance tasks, we help you manage your regulatory responsibilities with clarity and structure.
As seen on:
As seen on:
As seen on:
Challenges
Banks Face Constant Regulatory Pressure
Banks Face Constant Regulatory Pressure
Whether you're a traditional bank or a digital-first platform, staying compliant means keeping up with rules that shift constantly, across multiple agencies. It's a high-stakes environment with little room for error.
Whether you're a traditional bank or a digital-first platform, staying compliant means keeping up with rules that shift constantly, across multiple agencies. It's a high-stakes environment with little room for error.
Oversight From Multiple Agencies
Banks often report to a mix of federal and state regulators. Each expects its own reports, systems, and supervision approach.
Oversight From Multiple Agencies
Banks often report to a mix of federal and state regulators. Each expects its own reports, systems, and supervision approach.
Oversight From Multiple Agencies
Banks often report to a mix of federal and state regulators. Each expects its own reports, systems, and supervision approach.
Pressure to Evolve Without Breaking Rules
Launching new features, apps, or partnerships? Even small changes may trigger review or regulatory concern.
Pressure to Evolve Without Breaking Rules
Launching new features, apps, or partnerships? Even small changes may trigger review or regulatory concern.
Pressure to Evolve Without Breaking Rules
Launching new features, apps, or partnerships? Even small changes may trigger review or regulatory concern.
Heavy Operational Demands
From onboarding to recordkeeping, banks must document, monitor, and review every step of the customer lifecycle.
Heavy Operational Demands
From onboarding to recordkeeping, banks must document, monitor, and review every step of the customer lifecycle.
Heavy Operational Demands
From onboarding to recordkeeping, banks must document, monitor, and review every step of the customer lifecycle.
Regulators
Who Regulates Banks?
US banks often report to more than one agency. Your regulator depends on your charter type, business model, and whether you're state-chartered, federally chartered, or operating as a foreign institution. Knowing who regulates what is key to managing compliance.
Frameworks
Core Frameworks Banks Need to Follow
Core Frameworks Banks Need to Follow
Banks operate under multiple legal and regulatory frameworks. Some apply to every bank. Others depend on your charter, services, or customer base. Here are some of the main ones to keep in mind.
Banks operate under multiple legal and regulatory frameworks. Some apply to every bank. Others depend on your charter, services, or customer base. Here are some of the main ones to keep in mind.
How We Help
Let Us Manage Compliance While You Focus on Growth
01
Getting Your Bank Licensed
We support new banks through the entire chartering process, including regulatory filings, business plans, and compliance documentation.
01
Getting Your Bank Licensed
We support new banks through the entire chartering process, including regulatory filings, business plans, and compliance documentation.
02
Setting Up Your Compliance Program
We help create policies, procedures, and internal controls aligned with what regulators expect from your charter type and risk profile.
02
Setting Up Your Compliance Program
We help create policies, procedures, and internal controls aligned with what regulators expect from your charter type and risk profile.
03
Managing Ongoing Compliance
Once operational, we help keep your program running day to day, tracking deadlines, managing tasks, and preparing for exams.
03
Managing Ongoing Compliance
Once operational, we help keep your program running day to day, tracking deadlines, managing tasks, and preparing for exams.
Why InnReg
Your Bank Compliance Partner
We understand how fast your teams move because our clients are constantly building new products, launching new partnerships, and entering new markets. Whether you’re running a neobank or scaling US operations for a global firm, we can plug into your workflow, adapt to your tools, and bring experience to mitigate risks.
Decades of Experience
Our team brings together multiple decades of cumulative experience in regulatory compliance and fintech.
Decades of Experience
Our team brings together multiple decades of cumulative experience in regulatory compliance and fintech.
Full-Service Solutions
InnReg can cover your entire compliance journey, from strategic planning to daily operations.
Full-Service Solutions
InnReg can cover your entire compliance journey, from strategic planning to daily operations.
Seamless Integration
InnReg's team integrates into your organization to complement your existing resources and structures.
Seamless Integration
InnReg's team integrates into your organization to complement your existing resources and structures.
Expertise on Your Niche
Work directly with our regulatory specialists, each selected for their unique expertise in your specific niche.
Expertise on Your Niche
Work directly with our regulatory specialists, each selected for their unique expertise in your specific niche.
Worldwide Expertise
With a diverse team around the globe, InnReg supports international firms in navigating multi-jurisdictional landscapes.
Worldwide Expertise
With a diverse team around the globe, InnReg supports international firms in navigating multi-jurisdictional landscapes.
Cost-Effective Services
Compliance outsourcing for financial services firms can provide significant cost savings while promoting innovation.
Cost-Effective Services
Compliance outsourcing for financial services firms can provide significant cost savings while promoting innovation.
Case Studies
InnReg Case Studies
Resources
Latest Content
Articles
Downloads
Apr 22, 2025
·
16 min read
Aug 22, 2024
·
8 min read
Jun 28, 2024
·
9 min read
May 22, 2024
·
12 min read
Articles
Downloads
Apr 22, 2025
·
16 min read
Aug 22, 2024
·
8 min read
Jun 28, 2024
·
9 min read
May 22, 2024
·
12 min read
FAQ
FAQs About Bank Licensing and Compliance
FAQs About Bank Licensing and Compliance
What’s the difference between a digital bank and a traditional bank?
What’s the difference between a digital bank and a traditional bank?
What is the difference between a national bank and a state-chartered bank?
What is the difference between a national bank and a state-chartered bank?
How long does it take to get a bank charter?
How long does it take to get a bank charter?
What is the OCC’s role in bank regulation?
What is the OCC’s role in bank regulation?
Do all banks need deposit insurance from the FDIC?
Do all banks need deposit insurance from the FDIC?
Do foreign banks need US regulatory approval?
Do foreign banks need US regulatory approval?
What compliance policies does a bank need?
What compliance policies does a bank need?
What is Basel III, and does it apply to all banks?
What is Basel III, and does it apply to all banks?
What’s the difference between a BSA officer and an AMLCO?
What’s the difference between a BSA officer and an AMLCO?
Do digital banks have different compliance requirements?
Do digital banks have different compliance requirements?
Schedule a Call with our Experts
Schedule a Call with our Experts
Who We Serve
Compliance Services
Compliance Consulting
Compliance Operations
Licensing Services
Resources
About InnReg
The content provided on this website is for informational purposes only and does not constitute legal, investment, tax, or other professional advice. InnReg LLC is not a law firm, tax advisor, or regulated financial institution. Viewing this site or contacting InnReg does not create a client relationship. Results described in case studies or testimonials may not be typical and do not guarantee future outcomes. Tools, spreadsheets, or guides available on this site are provided for illustrative purposes only and should not be relied upon without professional guidance. Any links to third-party websites are provided for convenience and do not constitute endorsement or responsibility for their content. The information on this site may not be applicable in all jurisdictions. While we strive to provide accurate content, we make no representations as to its completeness or timeliness. Some visual assets on this site are sourced from Freepik.
Who We Serve
Compliance Services
Compliance Consulting
Compliance Operations
Licensing Services
Resources
About InnReg
The content provided on this website is for informational purposes only and does not constitute legal, investment, tax, or other professional advice. InnReg LLC is not a law firm, tax advisor, or regulated financial institution. Viewing this site or contacting InnReg does not create a client relationship. Results described in case studies or testimonials may not be typical and do not guarantee future outcomes. Tools, spreadsheets, or guides available on this site are provided for illustrative purposes only and should not be relied upon without professional guidance. Any links to third-party websites are provided for convenience and do not constitute endorsement or responsibility for their content. The information on this site may not be applicable in all jurisdictions. While we strive to provide accurate content, we make no representations as to its completeness or timeliness. Some visual assets on this site are sourced from Freepik.
Who We Serve
Compliance Services
Compliance Consulting
Compliance Operations
Licensing Services
Resources
About InnReg
The content provided on this website is for informational purposes only and does not constitute legal, investment, tax, or other professional advice. InnReg LLC is not a law firm, tax advisor, or regulated financial institution. Viewing this site or contacting InnReg does not create a client relationship. Results described in case studies or testimonials may not be typical and do not guarantee future outcomes. Tools, spreadsheets, or guides available on this site are provided for illustrative purposes only and should not be relied upon without professional guidance. Any links to third-party websites are provided for convenience and do not constitute endorsement or responsibility for their content. The information on this site may not be applicable in all jurisdictions. While we strive to provide accurate content, we make no representations as to its completeness or timeliness. Some visual assets on this site are sourced from Freepik.