Robo-Advisor Compliance and Operations

Engineered for Complex Emerging Technologies

  • Successful robo-advisor and online BD startup veterans
  • Fast moving go-to-market deployment, while covering all the bases
  • Fluid manpower resources adapt to accommodate your operational model
  • Technology neutral
  • Pay-as-you-grow pricing structure leverages short-term and long-term compensation incentives

Robo-Advisor Expertise

InnReg is uniquely positioned to support innovation in the online investment advice and portfolio management space. We have advised several startups since our inception in 2013, including: 2 robo-advisors, 3 online BDs and 2 traditional brokerage firms. In addition Francesco Matteini, our founder and CEO, helped launch TradeKing and Zecco as their in-house CCO. Under his watch these two companies were successfully launched and then merged into one of the largest online brokers with half a million traders and almost $3 billion in assets. 

At InnReg we work with robo-advisors in three key areas. First, we conduct a compliance risk assessment and help determine the best regulatory structure based on your business model, technology and user acquisition strategy. And then we take the lead in articulating the compliance strategy to the regulators. Second, we develop and manage your compliance and operational workflows to efficiently process high volumes in user onboarding and transactions processing. And third, we take ownership of your compliance and back office operations on a fully outsourced basis, allowing you to focus on developing your product and acquiring new users.

We can leverage your current platform. Or recommend the best technology stack to solve all your compliance and technology needs, both effectively and cost efficiently. The final setup often integrates proven third-party solutions into your proprietary technology to achieve the optimal result. All of our systems and databases are cloud-based, so your team has easy access day or night from onsite or remote locations.

Robo-Advisor Compliance Services 

Outsourced Compliance:

  • Executive level: Chief Compliance Officer (CCO)
  • Manager level: staff to support in-house CCO
  • Fully Managed: complete team provides compliance department in-a-box

Fiduciary standards compliance:

  • Algorithmic allocation methodologies
  • Client profiles

Marketing, advertising and content compliance:

  • Marketing plan review resolves any compliance issues prior to execution
  • Content review for all online and offline messages, including social media

Staffing compliance:

  • Individual registrations
  • Outside business activities

SEC compliance and state regulatory compliance facilitator:

  • New RIA registration
  • Regulatory exams
  • Information requests
  • Registrations and filings

Information security procedures:

  • Processes and safeguards
  • Best practices based on regulatory feedback

Suspicious activity detection, monitoring and reporting:

  • PSAR and SAR management and filing
  • AML compliance
  • Fraud prevention
  • Identity theft, including Red Flag programs

Vendor compliance:

  • Due diligence
  • Performance monitoring

Operations Services

New client onboarding and application approval:

  • Client identification (CIP/KYC/CDD/AML checks)
  • Exception management and additional due diligence on CIP kick-outs

Electronic books and records management:

  • Cloud-based document creation and management
  • Templates and methods based on best practices

Case Studies

Equities Gifting Micro-Investing
Launch a new service that makes it easy to give stocks and index funds as gifts Launch a micro-investing app designed to increase portfolio growth potential compared to conventional savings and investment accounts

Compliance Regulations Insights for Robo-Advisors

Reach out today for a Complimentary Consultation.

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