Licensing and Registration Services
InnReg supports fintechs and financial services firms through licensing, registration, and membership applications. We organize the required materials, prepare submissions, and coordinate responses during regulatory review, with the scope defined around your activities, jurisdictions, ownership, and operating model.
Since 2013
100+ fintechs supported
SOC 2® Type 2 Report
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The Basics
When Your Business Needs a New or Expanded Authorization
Licensing and registration support helps firms preparing to enter a regulated market and existing businesses seeking additional permissions. The application requirements depend on what the firm will do, where it will operate, and how its personnel, finances, systems, and service providers support those activities. InnReg coordinates the application work around those requirements and dependencies.
Preparing to launch a business that requires registration, licensing, or regulatory membership
Expanding into jurisdictions or activities that require additional permissions
Changing ownership, control, or operations in a way that requires an application or approval
Preparing an application or addressing outstanding requests during regulatory review
The Basics
Explore Our Licensing and Registration Services
Select the service that matches your proposed activities. Each page explains the relevant application process and how InnReg supports it. A business may need more than one registration or license, and federal registration, state licensing, and regulatory membership can involve separate requirements.
Broker-Dealer Registration
Support with SEC and state broker-dealer registration and FINRA membership, including application materials, required personnel, operating arrangements, and responses during review. Existing firms can also receive support with qualifying changes that require FINRA approval.
Investment Adviser Registration
Support with SEC or state investment adviser registration, related disclosures, and applicable notice filings or investment adviser representative registrations. The scope reflects the adviser’s eligibility, services, personnel, and geographic footprint.
Money Transmitter Licensing and FinCEN MSB Registration
Support with applicable state money transmitter license applications and FinCEN money services business registration. These are distinct processes: FinCEN registration does not provide state authorization to conduct money transmission.
Lender Licensing
Support with lending and related license applications based on the credit products, jurisdictions, and activities involved. The scope can address lending, brokering, servicing, or mortgage requirements where relevant to the firm’s role.
Funding Portal Registration
Support with SEC funding portal registration and FINRA funding portal membership for intermediaries operating under Regulation Crowdfunding. The engagement addresses application materials, platform workflows, and regulatory review of the proposed activities.
CFTC Registration and NFA Membership
Support with applicable CFTC registration and NFA membership processes for derivatives businesses. The scope reflects the relevant registration categories, firm and individual requirements, disclosures, and supporting materials.
Depending on the application, the work can include a filing plan, completed forms, business and operating narratives, coordinated supporting documents, and responses to regulatory requests. Program development and ongoing compliance services are defined separately in the engagement.
Our Scope
How the Engagement Works
01
Confirm the Application Scope
We review the proposed activities, entities, jurisdictions, and regulatory pathway, then identify the applications, personnel, supporting materials, and dependencies included in the engagement.
02
Prepare the Required Materials
We prepare application forms and narratives, coordinate supporting documents, and review their consistency with the business model. Your team supplies required information, decisions, signatures, and specialist materials.
03
Submit and Support Regulatory Review
We coordinate submission of the agreed applications, track regulator requests, and prepare responses or amendments. Where applicable, we help relevant personnel prepare for interviews, meetings, or system demonstrations.
04
Address Conditions and Next Steps
We support application-related conditions and document the resulting status, permissions, restrictions, and remaining actions. We coordinate the handoff of ongoing obligations to the responsible team.
Our Team
Meet the Team Supporting Licensing and Registration
Why InnReg
Why Work With InnReg on Licensing and Registration?
Experience Across Regulatory Pathways
InnReg has supported financial services firms since 2013. Our work across brokerage, investment advisory, payments, and lending informs how we organize applications involving different regulators, business models, and operating requirements.
Applications Grounded in the Business
We connect application materials to the proposed products, customers, revenue model, transaction flows, and service providers. This helps your team present a consistent account of the activities and arrangements under review.
Coordination Across Contributors
Applications often depend on management, counsel, accountants, designated personnel, and external providers. A dedicated project lead coordinates requests, dependencies, and open decisions so contributors understand what is needed from them.
Attention to Supporting Materials
We review the relationship between forms, business narratives, financial information, and required program documents. Inconsistencies and missing inputs are brought back to the appropriate contributors before or during the submission process.
Support During Regulatory Review
InnReg helps organize regulatory questions, prepare responses, and coordinate supplemental materials. When an interview or demonstration is part of the process, we work with the people responsible for explaining the proposed business.
A Defined Transition Into Operations
Application outcomes can carry conditions and continuing obligations. We help document those items and coordinate their handoff, with program development, recurring management, or officer appointments included where separately agreed.
FAQ
Licensing and Registration FAQs
Can InnReg help determine which licenses or registrations we need?
Can one engagement cover multiple registrations or states?
Does registration support include the compliance program or an outsourced officer?
How long does licensing or registration take?
Contact Us
Let's Discuss Your Licensing and Registration Plans
Launching a financial services business or expanding into new activities or jurisdictions? Submit the form to schedule a free consultation. We’ll discuss your business model, target markets, and application needs, and how InnReg can support the process.
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