Who We Serve
Services
About
Resources
Get in Touch
RIA Compliance Services
Supporting Your RIA Compliance Needs
Whether you’re starting a new advisory firm or growing an existing one, we help Registered Investment Advisors (RIAs) navigate complex SEC and state requirements, build practical compliance programs, and manage day-to-day operations.
As seen on:
As seen on:
As seen on:
Challenges
RIA Compliance Is Complex and Constantly Changing
RIA Compliance Is Complex and Constantly Changing
RIAs face a growing set of rules from both the SEC and state regulators. Staying compliant means keeping up with frequent changes, managing disclosures, supervising staff, and handling client data securely. For fintech-driven RIAs, the challenge is even greater: integrating technology while meeting regulatory expectations.
RIAs face a growing set of rules from both the SEC and state regulators. Staying compliant means keeping up with frequent changes, managing disclosures, supervising staff, and handling client data securely. For fintech-driven RIAs, the challenge is even greater: integrating technology while meeting regulatory expectations.
Too Many Regulatory Requirements
RIAs must follow federal and state laws, each with their own registration, disclosure, and recordkeeping requirements. Missing a detail can lead to regulatory action.
Too Many Regulatory Requirements
RIAs must follow federal and state laws, each with their own registration, disclosure, and recordkeeping requirements. Missing a detail can lead to regulatory action.
Too Many Regulatory Requirements
RIAs must follow federal and state laws, each with their own registration, disclosure, and recordkeeping requirements. Missing a detail can lead to regulatory action.
Tech Brings Extra Risks
Digital advisers must balance innovation with regulatory expectations. Algorithms must still meet fiduciary standards, and digital engagement adds layers of risk around marketing and client communications.
Tech Brings Extra Risks
Digital advisers must balance innovation with regulatory expectations. Algorithms must still meet fiduciary standards, and digital engagement adds layers of risk around marketing and client communications.
Tech Brings Extra Risks
Digital advisers must balance innovation with regulatory expectations. Algorithms must still meet fiduciary standards, and digital engagement adds layers of risk around marketing and client communications.
Regulatory Scrutiny Is High
The SEC and state regulators conduct exams, monitor marketing practices, and expect firms to keep detailed records. Being unprepared can lead to findings, fines, or reputational damage.
Regulatory Scrutiny Is High
The SEC and state regulators conduct exams, monitor marketing practices, and expect firms to keep detailed records. Being unprepared can lead to findings, fines, or reputational damage.
Regulatory Scrutiny Is High
The SEC and state regulators conduct exams, monitor marketing practices, and expect firms to keep detailed records. Being unprepared can lead to findings, fines, or reputational damage.
Regulators
Who Regulates RIAs?
RIA compliance means working with multiple regulators. Depending on your size and business, you may register with the SEC, state securities regulators, or both. While the SEC sets federal rules, state regulators impose additional requirements, especially for smaller firms. If your firm also offers brokerage services, FINRA may be involved too.
Frameworks
Key Rules That Shape RIA Compliance
Key Rules That Shape RIA Compliance
RIAs must follow several legal frameworks that govern how they operate, communicate with clients, and safeguard information. At the core is the Investment Advisers Act, but other laws also apply depending on your services. Fintech RIAs must also consider data protection, anti-money laundering rules, and marketing regulations when building their compliance programs.
RIAs must follow several legal frameworks that govern how they operate, communicate with clients, and safeguard information. At the core is the Investment Advisers Act, but other laws also apply depending on your services. Fintech RIAs must also consider data protection, anti-money laundering rules, and marketing regulations when building their compliance programs.
Requirements
Key Compliance Requirements for RIAs
RIAs have to manage multiple areas of compliance: from getting registered, to creating policies that meet fiduciary standards, to running day-to-day compliance tasks. Fintech RIAs also face unique demands related to digital platforms and cybersecurity. These are the key functions your compliance program should cover.
RIA Registration
Compliance Program Development
Compliance Program Management
State/SEC Application Preparation
Form ADV Drafting
Support with Information Gathering
Regulator Communications and Follow-Up Response Support
Strategic Guidance on Regulatory Requests
RIA Registration
Compliance Program Development
Compliance Program Management
State/SEC Application Preparation
Form ADV Drafting
Support with Information Gathering
Regulator Communications and Follow-Up Response Support
Strategic Guidance on Regulatory Requests
How We Help
Let Us Manage Compliance While You Focus on Growth
01
Helping You Register as an RIA
We support your registration by preparing Form ADV filings, creating required disclosures, and advising on your regulatory approach, including SEC or state-specific considerations.
01
Helping You Register as an RIA
We support your registration by preparing Form ADV filings, creating required disclosures, and advising on your regulatory approach, including SEC or state-specific considerations.
02
Setting Up Your Compliance Program
We work with you to create tailored policies and procedures that meet fiduciary standards and regulatory expectations. This includes helping you define supervisory systems, select vendors, and implement internal controls.
02
Setting Up Your Compliance Program
We work with you to create tailored policies and procedures that meet fiduciary standards and regulatory expectations. This includes helping you define supervisory systems, select vendors, and implement internal controls.
03
Running Compliance Operations
Once your firm is live, we help manage compliance on an ongoing basis. This includes monitoring daily activities, handling regulatory communications, and preparing for exams or audits.
03
Running Compliance Operations
Once your firm is live, we help manage compliance on an ongoing basis. This includes monitoring daily activities, handling regulatory communications, and preparing for exams or audits.
04
Outsourcing Your Compliance Officer Role
SEC Rule 206(4)-7 requires all RIAs to appoint a Chief Compliance Officer. We offer outsourced CCO services, taking responsibility for managing your compliance program, overseeing regulatory obligations, and acting as your point of contact during exams.
04
Outsourcing Your Compliance Officer Role
SEC Rule 206(4)-7 requires all RIAs to appoint a Chief Compliance Officer. We offer outsourced CCO services, taking responsibility for managing your compliance program, overseeing regulatory obligations, and acting as your point of contact during exams.
Why InnReg
Why RIAs Work With InnReg
Our approach is built for fintech innovators. We work with RIAs that combine technology and financial services in new ways, helping them register, build compliance programs, and manage ongoing operations. With InnReg, you get experienced compliance professionals who can move at your speed and integrate directly with your existing workflows (or build them from scratch for you).
Decades of Experience
Our team brings together multiple decades of cumulative experience in regulatory compliance and fintech.
Decades of Experience
Our team brings together multiple decades of cumulative experience in regulatory compliance and fintech.
Full-Service Solutions
InnReg can cover your entire compliance journey, from strategic planning to daily operations.
Full-Service Solutions
InnReg can cover your entire compliance journey, from strategic planning to daily operations.
Seamless Integration
InnReg's team integrates into your organization to complement your existing resources and structures.
Seamless Integration
InnReg's team integrates into your organization to complement your existing resources and structures.
Expertise on Your Niche
Work directly with our regulatory specialists, each selected for their unique expertise in your specific niche.
Expertise on Your Niche
Work directly with our regulatory specialists, each selected for their unique expertise in your specific niche.
Worldwide Expertise
With a diverse team around the globe, InnReg supports international firms in navigating multi-jurisdictional landscapes.
Worldwide Expertise
With a diverse team around the globe, InnReg supports international firms in navigating multi-jurisdictional landscapes.
Cost-Effective Services
Compliance outsourcing for financial services firms can provide significant cost savings while promoting innovation.
Cost-Effective Services
Compliance outsourcing for financial services firms can provide significant cost savings while promoting innovation.
Case Studies
Our Experience With RIA Compliance
Resources
Latest Content
Articles
Regulatory Updates
Articles
Regulatory Updates
FAQ
Common Questions About RIA Compliance
Common Questions About RIA Compliance
How is FINRA different from the SEC?
How is FINRA different from the SEC?
What is required to register as an RIA?
What is required to register as an RIA?
How long does it take to register as an RIA?
How long does it take to register as an RIA?
Do RIAs need a Chief Compliance Officer?
Do RIAs need a Chief Compliance Officer?
What are the ongoing compliance obligations for RIAs?
What are the ongoing compliance obligations for RIAs?
What happens during an SEC or state regulatory exam?
What happens during an SEC or state regulatory exam?
Can RIAs outsource compliance functions?
Can RIAs outsource compliance functions?
Are fintech RIAs subject to different compliance rules?
Are fintech RIAs subject to different compliance rules?
If I launch a robo-advisor, do I still need to register as an RIA?
If I launch a robo-advisor, do I still need to register as an RIA?
Do I need to register in every state where I have clients?
Do I need to register in every state where I have clients?
Looking for RIA Compliance Services?
Looking for RIA Compliance Services?
Who We Serve
By Regulatory Vertical
By Company Type
Compliance and Operations
By Function
Licensing and Registrations
By Regulator
Resources
About InnReg
Who We Serve
By Regulatory Vertical
By Company Type
Compliance and Operations
By Function
Licensing and Registrations
By Regulator
Resources
About InnReg
Who We Serve
By Regulatory Vertical
By Company Type
Compliance and Operations
By Function
Licensing and Registrations
By Regulator
Resources
About InnReg