Regulatory Compliance Consultants from InnReg

Over 20 U.S.-based compliance professionals with decades’ worth of cumulative experience in compliance, supervision, and risk mitigation.

Francesco Matteini

CEO & Founder

At InnReg, we support online broker-dealers, digital lenders, alternative trading systems (ATS), crowdfunding platforms, robo-advisers, cryptocurrency platforms, and other fintechs who may be operating in a regulated environment or considering becoming regulated.

We help our clients resolve a myriad of complex compliance issues for cutting-edge clients in highly regulated industries. We have helped fintech innovators launch and grow their businesses by supporting their compliance function, including providing compliance services and leadership on a fully outsourced basis.

You bring us a disruptive idea in a highly regulated business environment, and we’ll creatively chart a path to overcome your regulatory obstacles.

We sift through black, white, and gray areas to identify all the pertinent regulatory issues. Then we conduct product strategy sessions to identify the most viable approach to maneuvering safely and securely around those obstacles while maintaining the integrity of the original product design.

Many clients outsource their entire compliance function to InnReg. For us, that’s the true testament to the quality of our solutions and the trust we engender.

We look forward to meeting you, learning about your goals and challenges, and exploring how outsourced compliance consulting could support your long-term growth objectives.

InnReg History

InnReg was founded in 2013 by Francesco Matteini, the former Chief Compliance Officer at TradeKing and Zecco, online brokers. He helped launch and merge into the sixth-largest online broker-dealer in the US, with 500,000 customers and $2.6 billion invested assets. The combined company was acquired by Ally Bank in 2016.

Since our founding, we have helped launch numerous disruptive fintech startups and take them from concept to successful operations. Read more about our Launch clients.

We have also supported the growth initiatives of several established fintech and financial services companies by helping them identify, strategize, plan, and implement an enhanced compliance function that better fits their changing needs. Read more about our Growth clients.

Global Client Roster

The InnReg family of clients has grown steadily since 2013. Today we partner with fintech and financial services firms spanning the Americas, Europe, and Asia. Our U.S. clients are located in every major financial and business center, including Manhattan, Boston, Miami, Chicago, Los Angeles, and San Francisco.

Global financial services compliance consulting and compliance outsourcing to InnReg for fintech compliance

Specialized Expertise

The InnReg team combines a diverse set of skills that meet the unique needs of each client and each project.

We are experienced in the design and management of compliance and supervision programs and will contribute a broad range of expertise at the intersection of fintech and regulatory issues, including, but not limited to:

Compliant launch of innovative fintech products and services
Setup and registration/licensing of:
- Digital broker-Dealers
- Alternative Trading Systems (ATS)
- Robo advisors (RIA)
- Crypto and digital assets platforms
- Crowdfunding portals
- Lenders
- Online money transmitters and Money Service Businesses (MSB)

Robust “digital-first” approaches to core compliance areas including:
- Anti Money Laundering (AML)
- Customer Identification Programs (CIP)
- Know Your Customer (KYC)
- OFAC and sanction programs
- Enhanced Due Diligence (EDD)
Surveillance/suspicious activity monitoring/fraud prevention
Advertising/Marketing compliance across regulatory frameworks
- SEC
- FINRA
- FTC
- UDAPP
Cyber/information security programs

InnReg develops and manages end-to-end programs to comply with the requirements established by federal and state regulators, such as:

SEC
FINRA
DTCC
FTC
CFPB
CFTC
NFA
State regulatory agencies

We also have experience working with multiple high-profile regulatory agencies and notable firms.

Innovative compliance solutions developed by a seasoned industry leader. We offer fully outsourced or unbundled coverage of staff, manager, and executive roles

Your business is covered at all times by a team that can handle complexities and mitigates compliance risk.

InnReg Experts Professional Profiles Sample

Francesco Matteini, CEO and Founder

CEO and Founder of InnReg.
Expert in the compliance and operational challenges faced by fintechs and more established financial services firms.
16-year track record of working with firms at the launch, early development, and growth phases.
Sets InnReg strategy and oversees the services delivered by InnReg’s team of over 20 U.S.-based compliance professionals experienced in compliance, supervision, and risk mitigation.
Former Chief Compliance Officer at TradeKing and Zecco, online brokers he helped launch and merge into the 6th largest online BD in the US with 500,000 customers and $2.6 billion invested assets. The combined company was acquired by Ally Bank in 2016.
Active securities registrations: Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent State Law), Series 24 (General Securities Principal), Series 4 (General Options Principal), and Series 53 (Municipal Securities Principal).
Advanced degrees: Master of Public Administration, Kennedy School of Government, Harvard University; JD, Università degli Studi di Firenze (Italy).
Mentor and advisor to entrepreneurs in fintech and beyond.
Fluent in English, Italian, and Spanish.

Fintech founder and C-level leader with a 25-year career in broker-dealer environments

InnReg tenure: 5 years.
Co-founder of an innovative online broker providing tools and research for the online trading of stocks, options and bonds.
Advisor to early-stage financial technology companies as well as established enterprises on operational and compliance matters.
Experienced Chief Compliance Officer for FINRA and SEC registered firms,, responsible for compliance oversight and reporting.
FINRA licenses for Series 27 (Financial and Operations Principal) and Series 53 (Municipal Securities Principal); Certified Anti-Money Laundering Specialist (CAMS).
Designed and implemented a front-end platform and back office functions including order entry, customer service, and new accounts, all optimized for streamlined, efficient compliance.
Designed and implemented compliant online and print marketing campaigns for a globally recognized wealth management company
Early career experience as an online options and stocks broker.

Former CCO of investment advisory arm of a leading provider of independent investment research

InnReg tenure: 3 years.
Over 20 years of experience as Chief Compliance officer for national and international investment data, research and managed product firms.
A wealth of industry knowledge and compliance expertise in the practical application of SEC, FINRA, and ERISA rules and regulations.
Holds the distinguished Investment Adviser Certified Compliance Professional ® (IACCP ®) designation
Provided comprehensive operational oversight of major investment advisory subsidies in North America and globally.
Held key roles in compliance leadership with notable wealth advisory, investment data, and financial services firms.
Responsible for developing policies and procedures, conducting employee trainings and competency audits, and completing federal regulatory filings with relevant agencies.
Earlier roles include Operations Supervisor, providing leadership and oversight for multiple offices including personnel management, and Account Specialist, with responsibility for client-facing duties including account application forms, custodial accounts, client fund management, and implementation of trade activities.
Special focus: policy and procedure development for organizational and personnel operations.
Additional experience: Ten years of paralegal experience in business, probate, and estate planning and accounting, requiring a strong foundation in statute and legal processes. Founder of a customized solutions firm serving top-tier independent registered investment advisers and broker-dealers, providing design and implementation of compliance administration initiatives that allow financial professionals to focus on serving clients and growing their businesses.

Series 24 principal with over fifteen years of experience with two of the largest BD/RIA in the U.S.

InnReg tenure: 4 years.
Chartered Retirement Planning Counselor (CRPC ®) with over fifteen years’ experience serving clients of multinational financial services and full service, broker-dealer firms.
Years of experience bridging client services with the complexities of organizational operations
Keen insight into organizational challenges, internal and external customer needs, and the rapidly changing regulatory world.
Experience serving as an Account Executive, Supervisory Principal, and Financial Adviser for nationally recognized financial and securities firms.
Expertise in developing operational policies and procedures for risk mitigation and ensuring that transactions are resolved in accordance with regulatory standards.
Leadership of compliance programs and internal audit review processes for multiple major areas of client-facing operations for FINRA broker-dealers and Registered Investment Advisers (RIA).
Key resource and partner to organizational and individual stakeholders in numerous development initiatives.

Over 20 years of banking and loan servicing experience at four of the largest US financial institutions

InnReg tenure: 3 years.
Over fifteen years of industry experience in fast-paced, confidential, and high pressure and deadline-driven settings.
Recognized as a dependable leader known for problem solving to meet the needs of national organizations and individual clients.
Financial Services Professional with a Master’s Degree in Global Strategic Communications, with a FINRA Series 6 license and key experience with several of the largest U.S. financial service providers in multiple divisions, including banking, mortgage loan origination and services, foreclosure, and bankruptcy.
Extensive experience in Due Diligence analysis and processes, state and national regulatory licensing, and regulatory policy impact for business initiative development and practices.
Client-facing experience in financial planning, portfolio review, prospective engagement, networking, business development in target markets, and regulatory compliance.
Management experience in the mortgage and loan services industry navigating some of the most stringent and complex regulatory requirements in the field, including governmental regulations, investor servicing guidelines, and bank and investor loss protection mechanisms.

Ten years of banking, money transmitter, and lender compliance experience; licensing expert

InnReg tenure: 4 years.
Nationally recognized Financial, SOC, AML, and licensing compliance lead, known for guiding clients to custom tailored compliance solutions that bring private and equity venture capitalists, boutique consulting firms, startups, banks and financial service providers, technology vendors, and service providers together into dynamic risk management and compliance strategies for the digital world.
Licensing, audits and examinations, and technology compliance.
Extensive experience leading national teams through Federal regulations across a range of enterprise areas.
A decade of experience providing comprehensive compliance and risk management strategy advice to corporate and individual clients.
Areas of expertise include Compliance Management Systems (design, development, and management), Banking & Regulatory Compliance, Cryptocurrency Compliance, PCI Compliance, ADA WCAG 2.0 Brick & Mortar/Digital Compliance, Scalable Infrastructure Development and Proprietary Credit, Risk, and Fraud Model Development, as well as Systems Compliance and Fintech.
MBA and Business Management graduate.
Experience as Chief Compliance, Director of Compliance, and Manager of Compliance for several of California’s leading financial services firms.
Instrumental in developing and implementing policy and procedure and training curriculum to ensure organizational success with local and federal regulatory and compliance standards, including UDAP, ECOA, and Fair Lending.
Extensive experience overseeing RFI procedures and partnering with legal teams to ensure exemplary achievement of internal and external compliance standards.

Former CEO of international broker-dealer and advisor

InnReg tenure: 3 years.
MPA from Harvard University with history in key leadership roles for numerous domestic and international financial institutions.
FINRA licenses for Series 7, 24, and 66, and fully bilingual in English and Spanish.
Managed financial decision making analysis and processes for mutual fund and insurance firms, and successfully launched the first fully disclosed, paperless broker-dealer in the United States designed primarily to serve Spanish-speaking clients.
Served as CEO and operational leader of a team responsible for structuring a fully disclosed broker-dealer in the US for the third largest private financial institution in a leading Latin American financial market, with international operations and almost $50 billion in assets.
Served as managing partner and lead consultant for portfolio and wealth management firms with clients seeking to grow and protect high net-worth assets.

Financial data analytics and modeling expert

InnReg tenure: 2 years.
Trilingual (Russian, Armenian, and English) financial services professional with a decade of international experience in management and operations.
Prepared financial and shareholder reports and provided critical reconciliation services.
Applied expertise in STATA, SPSS, WINGS, and TradeStation.
Meticulous attention to detail in key operational roles including invoicing, accuracy verification, financial modeling, and general support to Finance divisions of major international organizations.

Ten-year tenure with US regulator; Big-Four AML auditor

InnReg tenure: 3 years.
Expert in FINRA rules, BSA/AML, and OFAC regulation, policy, and procedure with 18+ years as a legal and compliance professional in the financial services sector.
JD, MPA, and LLM (Master of Laws, Securities, and Financial Regulation), and Member of the Bar Associations in both New York and the District of Columbia.
Certified Securities Compliance Professional (CSCP) and FINRA Series 24 & 7 designations.
Senior Counsel experience at top regulatory entities responsible for planning and conducting all aspects of investigations to determine violations of federal securities laws, FINRA rules, and BSA/AML and OFAC regulations.
Provided leading management consulting firms across the country with comprehensive and diverse services related to all aspects of federal securities laws and practices.
Advisory consultation to Registered Investment Advisors and broker-dealers regarding regulatory and compliance issues
Development of drafts of regulatory responses, investment advisory agreements, articles of organization, operating agreements, and other legal documents critical to compliance activities.
Private practice as a Managing Attorney for Securities and Regulation Enforcement.
Specialty credentials: Certified Anti-Money Laundering Specialist (CAMS), Anti-Money Laundering Certified Association (AMLCA), and Certified Fraud Examiner (CFE).
Leadership of testing initiatives to ensure that financial institutions’ BSA/AML and OFAC requirements, expectations, practices, and compliance procedures meet the highest standards.
Gap analysis, reporting, and recommendations to executive leadership to improve organizational compliance and functioning.

Former fintech CCO with 20 years of experience

InnReg tenure: 3 years.
Over two decades of corporate operations experience and ten years experience serving as Chief Operating Officer for nationally known broker-dealer firms.
Key leader in helping small businesses grow sustainably.
Expert in overseeing NFA, CFTC, FINRA, and SEC audits as well as AML and Compliance department activities.
Developer of Business Continuity Plans.
Oversees contracts for a diversified range of stakeholders and partners, in addition to managing daily business operations including risk, hiring, accounts, and trading.
Experience in international reconcilement, portfolio administration, and loan portfolio supervision.
Multimillion-dollar project management for the design of a front-end customer service product and a back-end CRM and OMS for operating brokerage business activities.
Currently completing UCLA’s distinguished Personal Financial Planner Program with CFP examination to follow.

Certified Informations Systems Auditor ® (CISA) with 15 years of experience

InnReg tenure: 3 years.
Certified Informations Systems Auditor ® (CISA) and PCI-QSA member
Experienced subject matter expert in compliance, governance, IT audits, risk, security, and technology.
Over fifteen years supporting major worldwide business consulting firms in critical roles including Controller, IT Audit Manager, Practice Director, Director of Information Security, Principal SME, and Solution Architect.
Provided critical guidance to internal and external clients, using data-driven, proven methods to deliver uniquely valuable experiences for clients and colleagues while meeting the highest standards of information system security, safety, and performance.

Senior Compliance Administrator with 20 years of experience

InnReg tenure: 2 years.
Over two decades of operations and office leadership in U.S. and international wealth equity, finance, and insurance firms.
Supporting senior business managers while relentlessly seeking ways to improve client support and office processes, including reports, budgets, business expenditures, variance analysis, and initiating corrective action.
Fully fluent in English, Spanish, and Portuguese
Optimized key office operations such as cash flow, follections, statement reconciliation, personnel management, benefit and payroll administration, compliance, and Salesforce utilization for maximum efficiency and business success.
Extensive skills and experience in implementing business improvement practices, including the ability to cultivate and develop relationships with existing and prospective clients.
Effective collaborator with the full spectrum of operational stakeholders, from C-suite executives to external vendors, legal consultants, and potential clients.

Financial operations expert and former regulator with over 30 years of experience

InnReg tenure: 4 years.
CPA with over thirty years of experience in financial services operations and compliance.
Has served as Financial & Operations Principal for over 55 FINRA broker-dealers (20 currently).
Experienced Compliance Officer for broker-dealers and a former field supervisor for national, self-regulatory organizations in the securities industry who brings an unparalleled expertise in financial services compliance.
Masters of Business Administration, with licenses including: Industry Arbitrator – FINRA Dispute Resolution; General Securities Registered Representative (Series 7); General Securities Sales Supervisor (Series 9/10); NYSE Compliance Official (Series 14); General Securities Principal (Series 24); Financial and Operations Principal (Series 27); Financial and Operations Principal – Introducing Firm (Series 28); Municipal Securities Principal (Series 53); Limited Representative – Equity Trader (Series 55); State Securities License (Series 63); Investment Advisor (Series 65); Research Analyst (Series 86/87); and Certified Public Accountant – New York; Certified Public Accountant – Ohio. Member of the American Institute of Certified Public Accountants (AICPA); The New York State Society of Certified Public Accountants; the NYSSCPA Stock Brokerage Committee; and The Ohio Society of Certified Public Accountants.

Our team includes former regulators who help manage regulatory inquiries and exams. We bring decades of experience across regulatory frameworks: SEC, FINRA, OCC, FTC, CFPB, state regulators, and more.

Who We Are

Over 20 U.S.-based compliance professionals with decades’ worth of cumulative experience in compliance, supervision, and risk mitigation.

Francesco Matteini

CEO & Founder

InnReg History

Global Client Roster

Specialized Expertise

Innovative compliance solutions developed by a seasoned industry leader. We offer fully outsourced or unbundled coverage of staff, manager, and executive roles

Your business is covered at all times by a team that can handle complexities and mitigates compliance risk.

InnReg Experts Professional Profiles Sample

Our team includes former regulators who help manage regulatory inquiries and exams. We bring decades of experience across regulatory frameworks: SEC, FINRA, OCC, FTC, CFPB, state regulators, and more.

We have extensive expertise in digital marketing compliance.

Reach out today for a Complimentary Consultation.

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