Parcerias Entre Bancos e Fintechs: Exemplos e Modelos
As estatísticas demonstram claramente o rápido crescimento das parcerias entre bancos e fintechs em serviços financeiros nos últimos anos.
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As estatísticas demonstram claramente o rápido crescimento das parcerias entre bancos e fintechs em serviços financeiros nos últimos anos.
The growing prevalence of relationships between incumbent banking institutions and fintechs has resulted in new regulatory guidance to manage third-party relationships: Interagency Guidance on Third-Party Relationships (Risk Management).
The use of digital technology and the Covid-19 pandemic have significantly transformed the lending industry in recent years. We see more financial institutions shift towards digital transformation and adopt advanced and innovative technologies like artificial intelligence (AI) and machine learning. The quest for better customer experience, quicker service, and improved profitability has led to the emergence of digital lending.
The stats clearly demonstrate the rapid adoption of bank-fintech partnerships in the financial services industry over the last few years.
Online and alternative lending has opened up credit to a wide range of individuals and businesses who may not meet the traditional definitions of creditworthiness laid out by banks and traditional lenders. They have also brought valuable innovation and new efficiencies to an area of finance that had stayed very close to its face-to-face, paper-based history, even as other banking services modernized.
InnReg is a global regulatory compliance and operations consulting team serving financial services companies since 2013. We also help launch and scale fintechs with innovative compliance strategies and cost-effective managed services, assisted by proprietary regtech solutions.
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